What to do when BNPLs chase you for repaymets

Missed a BNPL payment? We know that feel, so we asked an AI to write a funny article on what to do when BNPL companies start chasing you to make repayments (please don't do them... well except for point no.5)


Are the BNPL collection agencies hot on your tail? Don't worry, I've got you covered with these hilarious (and totally legal) tips on how to avoid paying your debts:

  1. Change your name and start a new identity. This one is a classic. Who are they going to chase, "Jane Doe" or "Princess Sparklebuttercup"? I think the answer is obvious.

  2. Claim that you're a time traveler from the future and you can't pay your debts because your time machine is broken. Bonus points if you can convince them that you're from a dystopian future where money no longer exists.

  3. Tell them that you're a secret agent on a top-secret mission and you can't reveal your true identity or location. Who knows, they might even buy it (especially if you throw in a few spy gadgets and gadgets).

  4. Play dumb and pretend that you have no idea what they're talking about. Maybe they'll get frustrated and give up (or maybe they'll just call back every day for the rest of your life).

  5. And finally, the ultimate solution: save up for your purchases like a responsible adult. I know, I know, it's not as exciting as borrowing and racking up debt, but it's the smart thing to do. Plus, you won't have to deal with pesky collection agencies. Win-win.

    Yes, you can use Sugar to save up for the stuff you want instead - we'll even pay you cashback for it.